Kusnaeni SE, Setiawan D, Farid MM. PENGARUH APLIKASI BELANJA ONLINE DAN DIGITAL PAYMENT TERHADAP PERILAKU KONSUMTIF MAHASISWA IKIP WIDYA DARMA SURABAYA. J. Educ. Res. [Internet]. 2025 Dec. 29 [cited 2026 Feb. 3];4(2):177-90. Available from: https://jurnal.ikipwidyadarmasurabaya.ac.id/index.php/jedarr/article/view/290